Pet insurance pays, partly or in total, for veterinary treatment of the insured person’s ill or injured pet. Some policies will pay out when the pet dies, or if it is lost or stolen.

As veterinary medicine is increasingly employing expensive medical techniques and drugs, and owners have higher expectations for their pet’s health care and standard of living than previously, the market for pet insurance has increased.

Pet insurance companies are beginning to offer the pet owner more of an ability to customize their coverage by allowing them to choose their own level of deductible or co-insurance. This allows the pet owner to control their monthly premium and choose the level of coverage that suits them the best.

Some of the differences in insurance coverage are:

  • Whether congenital and hereditary conditions (like hip dysplasia, heart defects, eye cataracts or diabetes) are covered;
  • How the reimbursement is calculated (based on the actual vet bill, a benefit schedule or usual and customary rates);
  • Whether the deductible is on a per-incident or an annual basis;
  • Whether there are any limits or caps applied (per incident, per year, age or over the pet’s lifetime); and
  • Whether there is an annual contract that determines anything diagnosed in the previous year of coverage is considered pre-existing the next year.

Source: Pet Insurance

A few insurance companies we recommend are:


ScratchPay

FIND A PAYMENT PLAN WITH SCRATCHPAY

Scratchpay offers simple and affordable payment plans for large veterinary bills. Finding your payment plan does not affect your credit, takes just a couple of minutes and can be done from your smartphone, tablet or computer.

For more information about Scratchpay or to check your rate click here: https://scratchpay.com


CareCredit

CareCredit healthcare credit card for veterinary care for pets big and small

Whether it’s a routine checkup or emergency surgery, you shouldn’t have to worry about how to get the best medical care for your pet. That’s why we’re pleased to accept the CareCredit healthcare credit card. CareCredit lets you say “yes” to recommended treatment for your pet immediately, and pay for it in convenient monthly payments that fit your budget.

CareCredit is the healthcare credit card designed exclusively for healthcare services with special financing options.* With CareCredit, you can use your card for all of your pet’s follow-up care as well as annual exams and vaccines.

Learn more by visiting www.carecredit.com or contacting our office. Ready to apply? Apply Online for your CareCredit card today.

*Subject to credit approval. Minimum monthly payments required. Ask us for details.